/* ==========================================================================
   FB Mortgage Solutions LLC — "The Ledger" design system
   ========================================================================== */

:root {
  --navy-900: #0F1F38;
  --navy-800: #16294A;
  --navy-700: #1B3A63;
  --navy-600: #274a78;
  --brass-600: #8C6B24;
  --brass-500: #A9812F;
  --brass-300: #D9C48A;
  --brass-100: #F3EBD6;
  --green-700: #1F4B3F;
  --green-500: #2C6B58;
  --paper: #FAF8F3;
  --paper-dim: #F1EDE3;
  --ink: #1A1A1A;
  --slate: #5B6470;
  --slate-light: #88919C;
  --line: #E4DFD3;
  --white: #FFFFFF;
  --radius: 2px;
  --shadow-card: 0 1px 2px rgba(15,31,56,0.06), 0 4px 16px rgba(15,31,56,0.06);
  --max-width: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: 'Public Sans', -apple-system, BlinkMacSystemFont, sans-serif;
  font-size: 17px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 560;
  color: var(--navy-900);
  line-height: 1.15;
  margin: 0 0 0.5em;
  letter-spacing: -0.01em;
}

h1 { font-size: clamp(2.2rem, 4.2vw, 3.4rem); }
h2 { font-size: clamp(1.6rem, 2.8vw, 2.3rem); }
h3 { font-size: 1.3rem; }

p { margin: 0 0 1em; color: var(--ink); }
a { color: var(--navy-700); }

.mono, .num, time, .stat-value, .badge-nmls, .price {
  font-family: 'IBM Plex Mono', 'SF Mono', monospace;
  font-feature-settings: "tnum";
  letter-spacing: 0.01em;
}

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

.eyebrow {
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--brass-600);
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
}
.eyebrow::before {
  content: "";
  width: 22px;
  height: 1px;
  background: var(--brass-500);
  display: inline-block;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 26px;
  font-family: 'Public Sans', sans-serif;
  font-weight: 600;
  font-size: 0.95rem;
  text-decoration: none;
  border-radius: var(--radius);
  border: 1px solid transparent;
  cursor: pointer;
  transition: background 0.15s ease, color 0.15s ease, border-color 0.15s ease;
}
.btn-primary {
  background: var(--brass-500);
  color: var(--navy-900);
  border-color: var(--brass-500);
}
.btn-primary:hover { background: var(--brass-600); border-color: var(--brass-600); color: var(--white); }
.btn-ghost {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.35);
}
.btn-ghost:hover { border-color: var(--white); background: rgba(255,255,255,0.08); }
.btn-outline-navy {
  background: transparent;
  color: var(--navy-800);
  border-color: var(--navy-800);
}
.btn-outline-navy:hover { background: var(--navy-900); color: var(--white); }
.btn-block { width: 100%; justify-content: center; }

/* ---------- Header / Nav ---------- */
.site-header {
  background: var(--navy-900);
  position: sticky;
  top: 0;
  z-index: 50;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.nav-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 24px;
  max-width: var(--max-width);
  margin: 0 auto;
}
.brand {
  display: flex;
  align-items: center;
  text-decoration: none;
  color: var(--white);
}
.brand-logo {
  height: 74px;
  width: auto;
  display: block;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 30px;
  list-style: none;
  margin: 0; padding: 0;
}
.nav-links a {
  color: rgba(255,255,255,0.82);
  text-decoration: none;
  font-size: 0.92rem;
  font-weight: 500;
}
.nav-links a:hover, .nav-links a.active { color: var(--brass-300); }
.nav-cta { display: flex; align-items: center; gap: 18px; }
.nav-phone {
  color: var(--white);
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.88rem;
  text-decoration: none;
}
.nav-toggle {
  display: none;
  background: none; border: none; color: var(--white);
  font-size: 1.6rem; cursor: pointer;
}

@media (max-width: 900px) {
  .nav-links { position: absolute; top: 100%; left: 0; right: 0; background: var(--navy-900); flex-direction: column; align-items: flex-start; padding: 20px 24px; gap: 16px; border-bottom: 1px solid rgba(255,255,255,0.1); display: none; }
  .nav-links.open { display: flex; }
  .nav-toggle { display: block; }
  .nav-phone { display: none; }
  .brand-logo { height: 56px; }
}

/* ---------- Hero ---------- */
.hero {
  background: var(--navy-900);
  color: var(--white);
  position: relative;
  overflow: hidden;
  padding: 72px 0 90px;
}
.hero::before {
  content: "";
  position: absolute; inset: 0;
  background-image:
    repeating-linear-gradient(115deg, rgba(169,129,47,0.05) 0px, rgba(169,129,47,0.05) 1px, transparent 1px, transparent 46px),
    repeating-linear-gradient(25deg, rgba(255,255,255,0.025) 0px, rgba(255,255,255,0.025) 1px, transparent 1px, transparent 46px);
  pointer-events: none;
}
.hero-grid {
  position: relative;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 56px;
  align-items: center;
}
@media (max-width: 900px) { .hero-grid { grid-template-columns: 1fr; } }

.hero h1 { color: var(--white); }
.hero-sub { color: rgba(255,255,255,0.78); font-size: 1.12rem; max-width: 46ch; }
.hero-actions { display: flex; gap: 14px; margin-top: 30px; flex-wrap: wrap; }

/* photo card */
.photo-card-wrap { display: flex; justify-content: center; }
.photo-card { position: relative; max-width: 300px; width: 100%; }
.photo-card img.hero-photo {
  width: 100%;
  aspect-ratio: 4 / 5;
  object-fit: cover;
  object-position: top center;
  border-radius: var(--radius);
  border: 1px solid rgba(217,196,138,0.45);
  box-shadow: 0 24px 48px rgba(0,0,0,0.35);
  display: block;
}
.photo-badge {
  position: absolute;
  bottom: -20px;
  left: -20px;
  width: 92px; height: 92px;
  border-radius: 50%;
  background: var(--brass-500);
  border: 4px solid var(--navy-900);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  font-family: 'IBM Plex Mono', monospace;
  color: var(--navy-900);
}
.photo-badge .badge-top {
  font-size: 0.52rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-weight: 600;
}
.photo-badge .badge-num {
  font-size: 0.62rem;
  font-weight: 600;
  margin-top: 2px;
}
.photo-caption {
  text-align: center;
  margin-top: 34px;
}
.photo-caption .cap-name {
  font-family: 'Fraunces', serif;
  font-size: 1.3rem;
  color: var(--white);
  margin-bottom: 2px;
}
.photo-caption .cap-title {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.65);
  margin-bottom: 8px;
}
.photo-caption .cap-nmls {
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.78rem;
  color: var(--brass-300);
}
.footer-logo { height: 46px; width: auto; margin-bottom: 16px; display: block; }
.about-photo {
  width: 100%;
  border-radius: var(--radius);
  border: 1px solid var(--line);
  display: block;
  margin-bottom: 24px;
  object-fit: cover;
  max-height: 420px;
}

/* ---------- Trust bar ---------- */
.trust-bar {
  background: var(--paper-dim);
  border-bottom: 1px solid var(--line);
  padding: 26px 0;
}
.trust-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  text-align: center;
}
@media (max-width: 800px) { .trust-row { grid-template-columns: repeat(2, 1fr); } }
.trust-item .stat-value {
  font-size: 1.5rem;
  color: var(--navy-900);
  font-weight: 600;
  display: block;
}
.trust-item .stat-label {
  font-size: 0.8rem;
  color: var(--slate);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* ---------- Sections ---------- */
.section { padding: 84px 0; }
.section-tight { padding: 56px 0; }
.section-alt { background: var(--white); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.section-navy { background: var(--navy-900); color: var(--white); }
.section-navy h2 { color: var(--white); }
.section-navy p { color: rgba(255,255,255,0.75); }

.section-head { max-width: 640px; margin-bottom: 48px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }

/* ---------- Cards / grid ---------- */
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 26px; }
@media (max-width: 900px) { .grid-3, .grid-2 { grid-template-columns: 1fr; } }

.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px;
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
}
.card h3 { margin-bottom: 10px; }
.card p { color: var(--slate); flex-grow: 1; }
.card-link {
  margin-top: 16px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy-700);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.card-num {
  font-family: 'IBM Plex Mono', monospace;
  color: var(--brass-500);
  font-size: 0.82rem;
  margin-bottom: 14px;
  display: block;
}

.check-list { list-style: none; margin: 0; padding: 0; }
.check-list li {
  display: flex;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px solid var(--line);
  color: var(--ink);
}
.check-list li:last-child { border-bottom: none; }
.check-list .check-mark {
  color: var(--green-700);
  font-family: 'IBM Plex Mono', monospace;
  flex-shrink: 0;
}

/* ---------- Testimonials ---------- */
.quote-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-left: 3px solid var(--brass-500);
  padding: 28px;
  border-radius: var(--radius);
}
.quote-card p.quote-text { font-family: 'Fraunces', serif; font-size: 1.08rem; color: var(--navy-900); font-style: italic; }
.quote-attr { font-family: 'IBM Plex Mono', monospace; font-size: 0.8rem; color: var(--slate); }
.placeholder-flag {
  display: inline-block;
  margin-top: 10px;
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.68rem;
  letter-spacing: 0.06em;
  color: var(--brass-600);
  background: var(--brass-100);
  padding: 3px 8px;
  border-radius: 2px;
}

/* ---------- FAQ ---------- */
.faq-item {
  border-bottom: 1px solid var(--line);
  padding: 22px 0;
}
.faq-item summary {
  font-family: 'Fraunces', serif;
  font-size: 1.08rem;
  color: var(--navy-900);
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+";
  font-family: 'IBM Plex Mono', monospace;
  color: var(--brass-500);
  font-size: 1.3rem;
  margin-left: 20px;
}
.faq-item[open] summary::after { content: "\2212"; }
.faq-item p { margin-top: 14px; color: var(--slate); max-width: 68ch; }

/* ---------- Forms ---------- */
.form-field { margin-bottom: 18px; }
.form-field label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy-800);
  margin-bottom: 6px;
}
.form-field input, .form-field select, .form-field textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  font-family: 'Public Sans', sans-serif;
  font-size: 0.95rem;
  color: var(--ink);
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus {
  outline: 2px solid var(--brass-500);
  outline-offset: 1px;
  border-color: var(--brass-500);
}
.form-note { font-size: 0.82rem; color: var(--slate-light); }

/* ---------- Calculator ---------- */
.calc-wrap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 40px;
  box-shadow: var(--shadow-card);
}
@media (max-width: 800px) { .calc-wrap { grid-template-columns: 1fr; } }
.calc-result {
  background: var(--navy-900);
  color: var(--white);
  border-radius: var(--radius);
  padding: 32px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.calc-result .result-label {
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.75rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--brass-300);
  margin-bottom: 6px;
}
.calc-result .result-value {
  font-family: 'IBM Plex Mono', monospace;
  font-size: 2.6rem;
  color: var(--white);
  margin-bottom: 24px;
}
.calc-breakdown { list-style: none; padding: 0; margin: 0; }
.calc-breakdown li {
  display: flex; justify-content: space-between;
  padding: 8px 0;
  border-bottom: 1px solid rgba(255,255,255,0.12);
  font-size: 0.9rem;
}
.calc-breakdown li span:last-child { font-family: 'IBM Plex Mono', monospace; }
.range-row { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 6px; }
.range-row .num { color: var(--brass-600); font-weight: 600; }
input[type="range"] { width: 100%; accent-color: var(--brass-500); }

/* ---------- CTA banner ---------- */
.cta-banner {
  background: var(--green-700);
  color: var(--white);
  padding: 56px 0;
  text-align: center;
}
.cta-banner h2 { color: var(--white); margin-bottom: 10px; }
.cta-banner p { color: rgba(255,255,255,0.82); margin-bottom: 26px; }

/* ---------- Footer ---------- */
.site-footer {
  background: var(--navy-900);
  color: rgba(255,255,255,0.7);
  padding: 60px 0 30px;
  font-size: 0.9rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 32px;
  margin-bottom: 40px;
}
@media (max-width: 800px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
.footer-grid h4 {
  color: var(--white);
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.75rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.footer-grid ul { list-style: none; margin: 0; padding: 0; }
.footer-grid li { margin-bottom: 10px; }
.footer-grid a { color: rgba(255,255,255,0.7); text-decoration: none; }
.footer-grid a:hover { color: var(--brass-300); }
.footer-legal {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 24px;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.45);
  line-height: 1.7;
}

/* ---------- Page hero (interior pages) ---------- */
.page-hero {
  background: var(--navy-900);
  color: var(--white);
  padding: 60px 0 56px;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: "";
  position: absolute; inset: 0;
  background-image: repeating-linear-gradient(115deg, rgba(169,129,47,0.05) 0px, rgba(169,129,47,0.05) 1px, transparent 1px, transparent 46px);
}
.page-hero .container { position: relative; }
.page-hero h1 { color: var(--white); max-width: 30ch; }
.page-hero p { color: rgba(255,255,255,0.75); max-width: 60ch; font-size: 1.05rem; }
.breadcrumb {
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.78rem;
  color: var(--brass-300);
  margin-bottom: 18px;
}
.breadcrumb a { color: var(--brass-300); text-decoration: none; }
.breadcrumb span { color: rgba(255,255,255,0.4); margin: 0 6px; }

/* utility */
.text-center { text-align: center; }
.mt-40 { margin-top: 40px; }
.small { font-size: 0.85rem; color: var(--slate); }

/* ---------- v2 additions: process strip ---------- */
.process-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  position: relative;
  margin-top: 44px;
}
@media (max-width: 900px) { .process-strip { grid-template-columns: 1fr; gap: 28px; } }
.process-step { position: relative; padding: 0 22px; text-align: left; }
.process-step:first-child { padding-left: 0; }
.process-step::before {
  content: "";
  position: absolute;
  top: 22px; left: 0; right: 22px;
  height: 1px;
  background: var(--line);
}
.process-step:first-child::before { display: none; }
@media (max-width: 900px) { .process-step::before { display: none; } }
.step-num {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--navy-900);
  color: var(--brass-300);
  display: flex; align-items: center; justify-content: center;
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.95rem;
  font-weight: 600;
  margin-bottom: 18px;
  position: relative;
  z-index: 1;
}
.process-step h3 { font-size: 1.08rem; margin-bottom: 8px; }
.process-step p { color: var(--slate); font-size: 0.92rem; margin-bottom: 0; }

/* ---------- v2 additions: category strip (icon cards) ---------- */
.cat-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}
@media (max-width: 900px) { .cat-strip { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .cat-strip { grid-template-columns: 1fr; } }
.cat-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px 22px;
  text-decoration: none;
  display: block;
  transition: border-color 0.15s ease, transform 0.15s ease;
}
.cat-card:hover { border-color: var(--brass-500); transform: translateY(-2px); }
.cat-icon {
  width: 34px; height: 34px;
  margin-bottom: 16px;
  color: var(--brass-600);
}
.cat-card h3 { font-size: 1rem; margin-bottom: 6px; color: var(--navy-900); }
.cat-card p { font-size: 0.85rem; color: var(--slate); margin-bottom: 0; }
.cat-count {
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.72rem;
  color: var(--brass-600);
  display: block;
  margin-top: 10px;
}

/* ---------- v2 additions: pull quote block ---------- */
.pull-quote-block {
  background: var(--navy-900);
  border-radius: var(--radius);
  padding: 40px 36px;
  position: relative;
}
.pull-quote-block::before {
  content: "\201C";
  font-family: 'Fraunces', serif;
  font-size: 4.5rem;
  color: var(--brass-500);
  line-height: 1;
  display: block;
  margin-bottom: 4px;
}
.pull-quote-block p {
  font-family: 'Fraunces', serif;
  font-style: italic;
  font-size: 1.35rem;
  color: var(--white);
  line-height: 1.4;
  margin-bottom: 18px;
}
.pull-quote-block .quote-src {
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.8rem;
  color: var(--brass-300);
}

/* ---------- v2 additions: compact testimonial strip ---------- */
.quote-card-sm {
  background: var(--white);
  border: 1px solid var(--line);
  border-left: 3px solid var(--brass-500);
  padding: 20px 22px;
  border-radius: var(--radius);
}
.quote-card-sm p.quote-text { font-family: 'Fraunces', serif; font-size: 0.98rem; color: var(--navy-900); font-style: italic; margin-bottom: 10px; }

/* ---------- Google review cards ---------- */
.google-quote-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 26px;
  display: flex;
  flex-direction: column;
}
.google-quote-card .gq-head {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
}
.gq-avatar {
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--navy-800);
  color: var(--brass-300);
  display: flex; align-items: center; justify-content: center;
  font-family: 'Fraunces', serif;
  font-size: 1rem;
  flex-shrink: 0;
}
.gq-name { font-weight: 600; color: var(--navy-900); font-size: 0.95rem; line-height: 1.3; }
.gq-meta { font-size: 0.78rem; color: var(--slate-light); }
.gq-stars { color: var(--brass-500); font-size: 0.85rem; margin-bottom: 10px; letter-spacing: 1px; }
.google-quote-card .quote-text {
  font-family: 'Fraunces', serif;
  font-style: italic;
  font-size: 1rem;
  color: var(--ink);
  flex-grow: 1;
  margin-bottom: 16px;
}
.gq-footer {
  display: flex;
  align-items: center;
  gap: 6px;
  padding-top: 14px;
  border-top: 1px solid var(--line);
  font-size: 0.78rem;
  color: var(--slate-light);
}
.gq-footer svg { width: 16px; height: 16px; flex-shrink: 0; }

/* ---------- range + number input pairing ---------- */
.range-input-wrap {
  display: flex;
  align-items: center;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  overflow: hidden;
}
.range-input-wrap .adorn {
  padding: 0 10px;
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.9rem;
  color: var(--slate);
  background: var(--paper-dim);
  align-self: stretch;
  display: flex;
  align-items: center;
}
.range-num-input {
  width: 92px;
  border: none;
  padding: 8px 10px;
  font-family: 'IBM Plex Mono', monospace;
  font-size: 0.95rem;
  color: var(--navy-900);
  font-weight: 600;
  text-align: right;
  -moz-appearance: textfield;
}
.range-num-input::-webkit-outer-spin-button,
.range-num-input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.range-num-input:focus { outline: none; }
.range-help {
  font-size: 0.78rem;
  color: var(--slate-light);
  margin-top: 6px;
  font-family: 'IBM Plex Mono', monospace;
}